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How Do I Apply For An Fha Loan Apply for an FHA loan. The loan process starts with a prequalification. One of our advisors can help you determine if your income and requirements are a good match for this type of loan. You’ll work together to determine exactly how much you can afford to spend on your new home.How Long Does It Take To Get An Fha Loan qualify fha loans fha buyer Requirements Buyers Requirements Mortgage Fha For – unitedcuonline.com – Home buyers who want to buy their home with an FHA mortgage may discover an unpleasant surprise: They are not allowed to buy a certain property because it is not up to FHA standards. To qualify for a FHA home loan, the house must meet the 2018 property requirements outlined by the federal housing administration.Ask the Underwriter: How are student loan payments calculated. – Ask the Underwriter: How are student loan payments calculated when qualifying for an fha loan? fha guidelines on student loans are stricter. July 17, 2018. Dani Hernandez.