To qualify for the lowest 3.5% down payment on an FHA loan, you’ll need at least a 580 credit score or better. With a score between 500 and 579, you’ll need a 10% down payment. Some dealers may offer terms of 0% down for some buyers, which means no down payment is required, though that usually means a lender will charge a fairly high.
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Zero Down Home Loans 100% Mortgage with No Money Down.. Nationwide will help you find mortgage companies that specialize in house loans with no down payment. If you have some problems in the past, request more information on zero down loans for people with a bad credit history.
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· This is good for first-time home buyers because FHA loans allow for a low down payment of just 3.5%, which can help a household with good.